Don’t invest unless you’re prepared to lose all the money you invest. Crypto is a high - risk investment and you are unlikely to be protected if something goes wrong. Business and personal Crypto banking and asset safeguarding.

Earn up to 150x faster with Crypto.*

Sign up and join deputy investor Paul Ezkthoff and 600k+ crypto currency holders in the fastest growing Crypto eco-system of the year*.

Open Account

COMPATIBLE

Asset management
across different platforms

Bolster adoption and increase comfort
in managing digital assets.

As cryptocurrency continues to gain popularity and adoption, the need for secure and user-friendly wallets becomes increasingly important.

Learn more

Payment

API

Lower Transaction Fees: Traditional payment systems charge businesses substantial fees for processing transactions (often 2-5%). In contrast, Micropay API transactions can have lower fees.

Currency

Exchange

Transactions can be settled quickly, often in minutes, irrespective of geographical boundaries. This can enhance cash flow for businesses, as they can access funds faster than traditional banking systems allow.

Online

Payments

Customer Preference: By accepting cryptocurrencies, businesses can cater to the growing number of customers who prefer using digital currencies, particularly in sectors like e-commerce and digital goods.

Payment

Request

Alongside Cryptocurrencies, MicroPay operates on a decentralized network, making it feasible for businesses to accept payments from a global audience without the constraints of currency conversion or international banking fees.

Checkout with more

Optimize your finances

Low

Latency

Simplified payments to ensure a clean and streamlined user experience.

Easy

Process

Regulations varying from country to country are merged into one platform.

Real-time

Notifications

Both parties are ensured with real-time updates on transaction statuses, ensuring their security in the payment.

Secure

& Safe

Cryptocurrency is reversal secure. Eliminating all risks of chargebacks and fraud.

Brighter Solutions

To make your day go further

E-Commerce

Easily create your own store and earn with API, QR or Request from anywhere. Complete the e-commerce puzzle and stay on track with your payments.

E-Booking

Allow your customers to make payments for bookings or appointments with API, QR or Request in a quick, easy and secured process.

Exchange Payment

Allow your customer or merchant to receive a selected Cryptocurrency directly, using your crypto coins and outputing your choice.

Mobile Recharge

Easily top-up airtime and data on mobile operators and make payments for local vouchers. Available in selected countries.

Event Management

Get help with recuring payments. MicroPay allows to collect payments in arrear or in advance, simply select a payment date and get started.

Instant Onboarding

Get started today. Create your online account in a few clicks and start collecting payments. Locate our self help resources if you need any assistance.

Creating an account

Guided steps

Create Account

Start a new registration and find the right solution for you. Explore latest solutions available in each country.

Send or Request

Send or request from your preferred account within seconds. Just search for the desired person and send or request for money.

Select Payment
Method

Top up your account using one of multiple payment methods. Start with as little as £1.

Confirmation

Track your transaction status and receive live updates on how your payment has reached the recipient, have an issue? Reach out to Help Center and request for a Contestation.

For Brokers

Institutional volume
and Crytpto traders

Benefit from reduced trading fees and advanced trading features. Now you can buy, sell or exchange crypto in large volume and receive discounts on your acquisitions. Simply start trading and wait for our eligibility email.

Visit Crypto
dot

UNSURE ON SOMETHING?

READ FREQUENTLY ASKED QUESTIONS

As a global online payment platform that enables individuals and businesses to transfer funds, make purchases, and receive payments, it's crucial to establish trustworthiness before trust with your sensitive financial information. MicroPay employs robust security measures to protect user data and transactions. These measures include: Encryption: All data is encrypted during transmission and storage, ensuring privacy. Fraud Monitoring: MicroPay monitors transactions for suspicious activity and employs algorithms to identify potential fraud. MicroPay offers Buyer Protection, which provides coverage for unauthorized purchases or item not received. MicroPay adheres to various regulations and industry standards. These include: PCI DSS Compliance: MicroPay complies with the Payment Card Industry Data Security Standard (PCI DSS), ensuring that credit card information is handled securely. MicroPay has undergone independent audits to demonstrate its adherence to security and privacy controls.
MicroPay has strong partnerships with major financial institutions and online retailers. MicroPay is transparent about its security measures, policies, and dispute contestation process. This openness builds user confidence and trust. MicroPay regularly updates its platform, security measures, and features to stay ahead of emerging threats and improve the user experience.
MicroPay provides extensive customer support through email, phone, and chat. Our representatives are available to assist with any inquiries or issues. For larger transactions or those involving unknown parties, MicroPay can offer third party validation services. This ensures a neutral party can view traded items in-person and ensure there has been mutual agreement on order terms. Find out more on micropay.credit/become-a-validator.
Instant Transactions: MicroPay balance transfers: Sending money from your MicroPay balance to another MicroPay account is typically instantaneous. Some merchant transactions: Several merchants have integrated MicroPay with MicroPay's API directly, allowing for seamless and quick checkouts. These purchases often process immediately, especially for digital goods. Near-Instant Transactions: Credit/debit card transactions: Funds typically arrive within a few minutes, although they can occasionally take a few hours depending on your bank and the processing time for your specific card. Bank transfers: Funds may take 1-3 business days to reach the recipient's bank account, depending on the banking systems involved. Delayed Transactions: Bank transfers as payment method: While MicroPay allows bank transfers as a payment method, the funds typically take 1-3 business days to clear. However depending on the bank country, this can be instantaneous. International transactions: Although unusual, payments involving different currencies can take a slightly longer time, as they involve additional currency conversion processes. Verification procedures: In some cases, MicroPay may require additional verification steps for security reasons, which can temporarily delay the transaction. Weekend/holiday delays: Transactions initiated during weekends or holidays might experience delays due to reduced bank processing.
MicroPay provides a convenient and secure platform for online transactions. However, there may be instances when you need to dispute a payment. Whether it's unauthorized activity or a discrepancy with the seller, understanding how to dispute a payment on MicroPay is essential. Eligibility for Disputes: To be eligible for a dispute, the payment must meet the following criteria: It was made within 180 days of receiving the payment. The item was not received or was significantly not as described. The seller has not responded or has not resolved the issue. Steps to Dispute a Payment 1. Contact the Seller: Before filing a dispute, it's always recommended to contact the seller directly. Try to resolve the issue amicably by discussing the problem and seeking a contestation. 2. Open a Dispute: If you are unable to reach a satisfactory solution with the seller, you can open a dispute. Log into your MicroPay account and navigate to 'Contestation Center.' Click on the 'Report a Problem' button and select 'Dispute a Transaction.' 3. Gather Evidence: Provide all relevant evidence supporting your dispute. This may include communication with the seller, proof of non-delivery, or documentation showing the item's condition. 4. State Your Case: Clearly outline the reason for the dispute and provide a detailed account of the events leading to it. Be specific, factual, and include any relevant information. 5. Submit Dispute: Once you have gathered the necessary information, submit your dispute. MicroPay will review your submission and may contact both parties for further clarification.
MicroPay Fees: A Comprehensive Guide MicroPay is a renowned online payment platform that facilitates transactions between businesses and individuals. While its services are convenient, it's essential to be aware of the associated fees to avoid any unexpected expenses. This article provides a comprehensive overview of MicroPay fees, including types, rates, and strategies for minimizing costs. Types of MicroPay Fees Transaction Fees: Charged when receiving funds from a buyer. Fees vary depending on the transaction type and the recipient's country. Currency Conversion Fees: Applied when a transaction involves currency conversion. MicroPay charges a markup on the current exchange rate. Withdrawal Fees: Incurred when transferring funds from a MicroPay account to a bank account or debit card. Withdrawals to certain countries may have higher fees. Chargeback Fees: Assessed if a buyer disputes a transaction and successfully files a chargeback. These fees can be significant and vary depending on the MicroPay account type. Monthly Service Fees: Some business accounts incur a monthly fee for additional features and account maintenance. Account Verification Fees: May be required to confirm the identity of the account holder and reduce the risk of fraud.

TESTIMONIALS

NEW CUSTOMERS

DOWNLOAD THE APP

Try it on mobile today